Broward County, Florida
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Micro Credit
Terms of Fund Use
Preparing The Application For Submission
Eligibility Terms
Application Requirements

Artist Micro Credit Program logo

The Artist Micro Credit Program is designed to assist Broward-based practicing, professional, and emerging artists, to advance their work and careers. A premise of the program is that “gaps” exist in traditional lending markets and that some creditworthy artists, and their artistic businesses, cannot qualify for financing. This program provides assistance to eligible individual artists and arts-related businesses, who cannot obtain funding from conventional sources.


Micro Credit Loan Amounts

moneyOn a funds-available basis, the program will award established amounts ranging from: $1,000 up to a maximum of $5,000.

*Applicants are eligible to submit only one application within an eighteen (18) month funding period, AND may only re-apply after repayment of any outstanding loans to this program are completed.


Interest Rates

The program does not provide a line of credit. Awards are unsecured personal term loans, with an interest rate set by perceived credit risk (individual credit score), as well as the term of the loan.


CalculatePayments will generally be made monthly; however, customized payment structures will be extended to successful borrowers depending upon their individual cash flow needs (up to two years). The maximum term of the loan will be determined by the loan review panel.


Contact Info

For more information about the Artist Micro Credit Program and the Artist as an Entrepreneurial Institute contact:

James Shermer, Grants Administrator
Broward Cultural Division
100 South Andrews Avenue, 6th Floor
Fort Lauderdale, FL 33301-1829
954-357-7502 ● 954-357-5769 Fax

Cheryl D. Cook, Economic Development Specialist

Joyce Hall, Financial Specialist
South Florida Regional Planning Council
3440 Hollywood Boulevard, Suite 140
Hollywood, FL 33020
954- 985-4416 ● 954-985-4417 Fax