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Life Insurance
Broward County > Benefits > Life Insurance

Broward County offers Group Term Life and AD&D Insurances through Minnesota Life, A Securian Company. Those covered under the group term life insurance plan are able to utilize LifeSuite services; some of these additional benefits include travel assistance and legacy planning services.

- Employee Group Term Life Certificate of Insurance

Basic Life Insurance
All benefit-eligible employees are automatically enrolled in a $25,000 Group Term Life and Accidental Death and Dismemberment (AD&D) insurance plan.  This coverage is provided at no additional premium to the employee.

Optional Life Insurance
Benefit-eligible employees may elect to purchase up to an additional $150,000 of Group Term Life and AD&D insurance. Optional Life insurance is available in $25,000 increments. Rates are based on the employee's age and coverage level elected. Premiums automatically increase according to 5-year age bands.

Spouse/Domestic Partner and Child(ren) Life Insurance
Benefit-eligible employees, who purchase at least $25,000 of employee optional life insurance, may elect to purchase group term life insurance coverage on Spouse/Domestic Partner and/or dependent children (up to age 26).

Retiree Term Life and AD&D Insurance Election
As a Broward County Retiree, you are provided the opportunity to continue your Group Term Life & AD&D Insurance coverage at a group rate. Retiree continuation of coverage is limited to the coverage you were enrolled in at the time of retirement or a lesser amount. Reduced coverage cannot be increased; terminated coverage cannot be reinstated. To keep your Term Life & AD&D insurance in retirement, you must make an election within 30 days after you retire. Failure to make an election results in waived coverage which cannot be reinstated.

- Retiree Term Life and AD&D Insurance Premium Rates & Election Form

LifeSuite Services
These services are complimentary to those covered under the County's Group Term Life insurance plan. Employees do not need to enroll or pay any additional premium to access the LifeSuite services.

- Beneficiary Financial Counseling
Services from PricewaterhouseCoopers LLP (PwC) are available to all Broward County Employees.

- Legacy Planning
An overview of the Legacy Planning service.

- Legal, Financial, and Grief Resources
An overview of the Legal, Financial, and Grief Resources.

- Travel Assistance
An overview of the Travel Assistance Program.

Contact Information
Customer Service, 866-293-6047
Medical Underwriting, 800-872-2214
Group Claims, 888-658-0193
Policyholder: Broward County Board of County Commissioners
Policy Number: 34330-G
Visit Minnesota Life


Coverage prior to April 1, 2014 was under The Standard.

Contact Information
Member Services, 800-348-3226
Medical Underwriting, 800-843-7979
Group Plan, 619352-F
Visit The Standard


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