Important Dates to Remember
November 4, 2013 - November 22, 2013 - Open Enrollment Period
January 1, 2014 - Benefit Effective Date
Welcome to Open Enrollment
> Open Enrollment Sign In
The Open Enrollment period begins on November 4, 2013 at 8 am and closes on November 22, 2013 at 5 pm. The online Open Enrollment system is designed for making Health, Dental and Vision plan option selections and changes to covered dependents for the calendar year 2014. You can also change your current level of coverage for family members by modifying existing dependents, adding new dependents or deleting dependents. In addition, within the Open Enrollment system, you can also enroll in the Flexible Spending Accounts (Medical Expense Account and/or Dependent Care Account).
What’s New This Year
Waiver of Coverage-To continue to receive the Waiver Credit of $119.23 per paycheck, employees who waive health coverage must provide proof of other health coverage by December 23, 2013.
Spouse/Domestic Partner Surcharge-If you enroll a spouse or domestic partner for 2014, you will be required to complete an online Spouse/Domestic Partner Affidavit indicating whether your spouse or domestic partner is employed. If employed, and if health coverage is available through their employer, you will incur a $20 bi-weekly surcharge. See Your Benefits & You book for details.
Health-A new, lower costing, High Deductible Health Plan (HDHP) paired with a Health Savings Account (HSA) has been added to the benefit plan options. See details in your 2014 Open Enrollment packet.
Enhancement in all plans-Coverage for hearing exams.
Premium increase-For CDH High, CDH Low and CDH Out of Network plans.
Wellness Incentive for employees and spouses/domestic partners-The Rx copay will be waived for generic and formulary maintenance medications for asthma, diabetes, cardiovascular (congestive heart failure, hypertension, chronic kidney disease) disease if finger stick screening, health risk assessment and disease management coaching are completed through the HumanaVitality program.
Dental-DHMO and PPO dental plans are currently in the procurement process. As such, any elections that you make during open enrollment will be for coverage from 1/1/14 - 3/31/14. A special open enrollment for dental coverage only will be held in February/March for coverage effective 4/1/14.
Health Reimbursement Account (HRA) and Flexible Spending Accounts (FSA)-The HRA and FSA plans were migrated from FBMC to WageWorks effective September 15, 2013.
Legal Insurance-This is an annual opportunity to enroll in the U.S. Legal plan. Although employees can cancel coverage at any time during the year, using the open enrollment system is the only opportunity that you will have to enroll in the legal insurance plan for 2014.
All other after-tax benefit deductions such as optional life, long term disability, long term care, AFLAC, etc. will rollover, where applicable, without you having to take further action.