Life Insurance

Basic Life Insurance

Broward County offers Group Term Life and AD&D Insurances through Minnesota Life, A Secu​rian Company. Those covered under the group term life insurance plan are able to utilize LifeSuite services; some of these additional benefits include travel assistance and legacy planning services.

- Employee Group Term Life Certificate of Insurance

All benefit-eligible employees are automatically enrolled in a $25,000 Group Term Life and Accidental Death and Dismemberment (AD&D) insurance plan.  This coverage is provided at no additional premium to the employee.

Optional Term Life Insurance
Benefit-eligible employees may elect to purchase up to an additional $300,000 of Group Term Life and AD&D insurance. Optional Life insurance is available in $25,000 increments. Rates are based on the employee's age and coverage level elected. Premiums automatically increase according to 5-year age bands.

Optional Term Life Insurance elected during newly benefit-eligible waiting period does not require Evidence of Insurability.
 
Optional Term Life elected after the waiting period is subject to Evidence of Insurability and approval by Minnesota Life.
 
Note: IF enrolled in Optional Term Life, each year at Open Enrollment you may increase your amount by $25,000 (up to a max of $300,000) with no Evidence of Insurability requirements.
 

Spouse/Domestic Partner and Child(ren) Life Insurance
Benefit-eligible employees, who purchase at least $25,000 of employee optional life insurance, may elect to purchase group term life insurance coverage on Spouse/Domestic Partner and/or dependent children (up to age 26). You must notify Employee Benefit Services once your dependent has reached age 26 to cancel the payroll deduction.

Retiree Term Life and AD&D Insurance Election

As a Broward County Retiree, you are provided the opportunity to continue your Group Term Life & AD&D Insurance coverage at a group rate. Retiree continuation of coverage is limited to the coverage you were enrolled in at the time of retirement or a lesser amount. Reduced coverage cannot be increased; terminated coverage cannot be reinstated. To keep your Term Life & AD&D insurance in retirement, you must make an election within 30 days after you retire. Failure to make an election results in waived coverage which cannot be reinstated.

- Retiree Term Life and AD&D Insurance Premium Rates & Election Form

LifeSuite Services
These services are complimentary to those covered under the County's Group Term Life insurance plan. Employees do not need to enroll or pay any additional premium to access the LifeSuite services.

- Beneficiary Financial Counseling
Services from PricewaterhouseCoopers LLP (PwC) are available to all Broward County Employees.

- Legacy Planning
An overview of the Legacy Planning service.

- Legal, Financial, and Grief Resources
An overview of the Legal, Financial, and Grief Resources.

- Travel Assistance
An overview of the Travel Assistance Program.


Contact Information
Customer Service: 866-293-6047
Medical Underwriting: 800-872-2214
Group Claims: 888-658-0193
Policyholder: Broward County Board of County Commissioners
Policy Number: 34330-G
Visit Minnesota Life

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