Health Reimbursement Account (HRA)
What is a Health Reimbursement Account?

A Health Reimbursement Account (HRA) is an account funded by Broward County, for employees enrolled in one of the Consumer Driven Health (CDH) Plans. This account is only funded by Broward County if you and your enrolled spouse or domestic partner completes the annual Engagement Incentive. No additional deposits can be made to this account. You can use the funds to pay for eligible out-of-pocket health care expenses for you, your spouse and your eligible tax dependents. Eligible expenses include medical copays, coinsurance, deductibles, prescriptions and dental and vision expenses. 

The Benefits of an HRA include:

  • Broward County Contribution* – When you enroll in one of the Consumer Driven Health (CDH) Plans, and you and your enrolled spouse/domestic partner (if applicable), complete the County’s 2017 Engagement Incentive, Broward County will contribute money to your HRA. The amount is based on your health plan tier of coverage. 
    IMPORTANT: HRA funding for CDH plan only is being phased-out over the next two plan years with no contributions beginning 2018.

2017 contributions are:

  • Employee Only coverage - $150
  • Employee + Child(ren) - $337.50
  • Employee + Spouse - $337.50
  • Employee + Family - $400

NEW:
Deadline to complete preventive screening is March 31, 2017 to receive 2017 County HRA or HSA funding. Newly benefit-eligible employees with benefits effective January 1, 2017, or later, are exempt from the requirement during their first year.

  • Tax-free money — You get to use tax-free, employer-provided dollars to pay for your health care expenses.
  • Works with an FSA — You can have both a health care Flexible Spending Account (FSA) and an HRA at the same time. This means more ways to save money! Expenses will be paid out of FSA first, HRA second.
  • Vested accounts — The balance in your HRA rolls over from year to year as long as you remain enrolled in the HRA for consecutive years. The maximum account balance or rollover cap for the HRA is $20,000, regardless of tier of coverage.
  • Savings for retirement – Your vested balances (see We've Got You Covered ebook) are transferred to a Retirement Health Savings Account at ICMA upon retirement or separation from County employment.

Coordination of Benefits:

  • If you have an HRA and a Health Care FSA, your eligible expenses will be paid from your Health Care FSA first.  Once you use your Health Care FSA funds, your eligible expenses will be paid from your HRA.

 

Frequently Asked Questions (FAQs):


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Contact Information

PayFlex Systems USA, Inc. (HealthHub)
Member Services: 800-284-4885
www.payflex.com​​​

 

​​​Section 125 Summary Plan Description - PDF printable​​​​​​​​
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