NATURE OF WORK
This is professional work in the administration of applications for issuing mortgage loans.
Work involves assisting applicants in obtaining affordable interest loans for housing. Employees in this class provide credit counseling, review cost estimates, contracts and other legal documents to pre-qualify clients for the program. Independent judgment is exercised in daily operations. Supervision is provided through conferences and review of reports.
Screens, interviews, and reviews applicant eligibility for mortgage loans.
Pre-qualifies mortgage applicants; compiles data on applicant's credit history, income and assets; counsels applicants concerning credit and income.
Prepares required documents to process loans; coordinates loan closings with lenders, disseminates contracts; computes interest subsidy and loan default; records loan documents in the public record.
Acts as a liaison between the applicant and the lender in the mortgage loan process.
Disseminates program information to city officials, community development corporations, builders, and the general public.
Performs related work as required.
KNOWLEDGE, ABILITIES AND SKILLS
Knowledge of loan processing procedures and underwriting.
Knowledge of grant and loan housing assistance programs.
Knowledge of real estate operations, property appraisal, title search, mortgage financing and credit evaluation.
Knowledge of standard terminology, techniques and practices used in housing construction and lending institutions.
Ability to communicate clearly and concisely.
Ability to analyze facts and exercise independent judgment in decision making.
Ability to serve the public and fellow employees with honesty and integrity in full accord with the letter and spirit of Broward County's Ethics and Conflict of Interest policies.
Ability to establish and maintain effective working relationships with the general public, co-workers, elected and appointed officials and members of diverse cultural and linguistic backgrounds regardless of race, religion, age, sex, disability, sexual orientation, or political affiliation.
REQUIRED EXPERIENCE AND TRAINING
Graduation from an accredited four year college or university with major course work in finance, accounting or business or closely related field; (2) two years of experience in real estate or banking; or any equivalent combination of relevant training and experience.
Bargaining Unit: Government Supervisors Association-Professional Unit
FLSA Status: Non-exempt
Code of Ethics
Work Locations: Human Services Department
Estab./Revised: E2/81 R10/03