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Insights on Reverse Mortgage Default
U.S. Department of Housing and Urban Development/PD&R Edge
December 16, 2014

Researchers at Ohio State University recently completed an analysis of default risk in the Home Equity Conversion Mortgage (HECM) program. This analysis, an example of evidence-based policymaking at HUD, was funded through grants from the MacArthur Foundation and HUD. The HECM program enables homeowners over the age of 62 to withdraw equity from their homes to supplement existing income, finance home improvements, or meet unanticipated expenses.  More... 


J. Ronald Terwilliger
Photo: J. Ronald Terwilliger
Enterprise Community Partners

Housing America's Increasingly Diverse Population
Urbanland Magazine
December 15, 2014

J. Ronald Terwilliger, founder of ULI Terwilliger Center for Housing and Enterprise Community Partners' Chairman of the Board, gave a John T. Dunlop Lecture about the growth of the country’s diverse population and the subsequent housing needs.   “Housing challenges and opportunities are arising from the demographic trends that are transforming America, and I believe these new demographic realities require us to fashion a more balanced federal housing policy, one in which federal resources are targeted to assist those who are most in need of help, both homeowners and renters.”  More… 


Photo: Marc Sarnoff and
Photo: Marc Sarnoff and
Camillus House stakeholders

The Camillus House Mat Program Provides Immediate Solutions for Miami's Homeless
Commissioner Marc Sarnoff
December 11, 2014 

Marc Sarnoff is the Commissioner of District 2, City of Miami, which contains 61 percent of the entire homeless population of Miami-Dade County.  Commissioner Sarnoff spearheaded the Mat Program at the Camillus House which provides its homeless members with a cushioned mat, medical care, meals, clothing, a library, a computer room, a kennel for dogs, and an opportunity to transition to a stable Camillus House program.  The Mat Program, a mix of public and private funds, is innovative in that it doesn’t discriminate against a person’s current situation, it is focused instead on immediately helping those in crisis.  More... 


FHFA logo Statement of FHFA Director Melvin L. Watt on Release of Guidelines for Purchase of Low Down Payment Mortgages
Federal Housing Finance Agency (FHFA) Press Release
December 9, 2014

​“The new lending guidelines released today by Fannie Mae and Freddie Mac will enable creditworthy borrowers who can afford a mortgage, but lack the resources to pay a substantial down payment plus closing costs, to get a mortgage with 3 percent down.  These underwriting guidelines provide a responsible approach to improving access to credit while ensuring safe and sound lending practices.”  More... 


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