U.S. Senate Passes 21st Century ROAD to Housing Act

NACo, March 13, 2026​

On March 12, 2026, the U.S. Senate passed the bipartisan 21st Century ROAD to Housing Act which combines the Senate’s ROAD to Housing Act (2025) with elements of the Housing for the 21st Century Act. 

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HUD Publishes FY 2026 Fair Market Rents

HUD Public Affairs, August 2025​

The US Department of Housing and Urban Development (HUD) annually estimates Fair Market Rents (FMRs) for Office of Management and Budget (OMB) defined metropolitan areas, some HUD defined subdivisions of OMB metropolitan areas, and each nonmetropolitan county.  All FMRs are estimates of 40th percentile gross rents for standard quality units within a metropolitan area or nonmetropolitan county.  The FMR portal includes a searchable database located here...link​

The Fort Lauderdale, FL HUD Metro FMR Area consists of the following counties: Broward County, FL.  All information found here applies to the entirety of the Fort Lauderdale, FL HUD Metro FMR Area​. Link​

Controversial Changes to the Community Reinvestment Act (CRA)

A significant rewrite of the Community Reinvestment Act (CRA) is underway which may fundamentally change how the financial institutions are required to invest in low to moderate income communities. Some of the proposed changes are generating controversy, with headlines such as: “Financing for Sports Stadiums Could Count as Helping the Poor” (Bloomberg) and “FDIC bid to overhaul anti-redlining law sparks protest” (Politico).  

Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) have issued a Notice of Proposed Rulemaking (NPR) [Memo to the Board of Directors | Summary & Highlights | Full Text].  It proposes changes in 4 (four) key areas: 

  1. What qualifies for CRA credit; 
  2. Where CRA activity counts; 
  3. What method should be used to measure CRA activity; 
  4. And how banks should collect, record, and report data.

Once the proposed rule is published in the Federal Register, interested parties and organizations will have 60-days to file public comments. 

Here are some reactions to the proposed Rulemaking: 


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