Group of retirees

Welcome to Broward County's Open Enrollment for 2024. It's time to review your benefits and make any changes for the coming year! If you require no changes, your benefits will roll over for 2024. Not all benefits are available for retirees or COBRA Members. See newsletters for retiree or COBRA benefits.

Links
Open Enrollment
​​​​​​​Checklist
Review enrollment materials at broward.org/OpenEnrollment. Some information is for active employees only.

Make any 2024 benefit changes between October 30 and November 13, 2023. Current elections will automatically roll over.

NEW FOR 2024 

  • HEALTH – Two plans are offered: CDH and HDHP IN/Out-of-Network (OON) with price increases.
  • HDHP Annual deductible increased to $1,600 for Single/ $3,200 Family per IRS requirements.
  • DENTAL – Two plans (Humana DHMO and UHC DPPO). Only the UHC plan will have an increase. The Humana plan will remain the same cost.
  • VISION – Humana is the vision provider as of July 1, 2023. No rate increase.
  • Rates increasing. See the Rate sheets for Retiree and COBRA.

​NOTE: Coverage may not be added during Open Enrollment if not currently enrolled in Health, Dental, and/or Vision.

If enrolling new dependents, date of birth, Social Security number, and proof of relationship must be submitted to BOI by November 18.

Notify Benefits Outsource Inc. (BOI) of any changes for 2024 coverage by November 13, 2023.

Time to Review
  • At Open Enrollment, as a retiree, you may continue, cancel, or decrease current coverage. You may not add coverage. Once coverage is canceled, it may not be reinstated or added later. Any changes to your Retiree benefits will require your written authorization.
  • Premium changes required due to any rate change will be effective January 1, 2023. If you have FRS deductions for premium payments, any required changes will be submitted to FRS in November for your January deduction. A new FRS Deduction Authorization form is not needed.
  • If you currently do not have your premiums deducted from your Florida Retirement System (FRS) monthly benefit check and would like to, please request an FRS Deduction Authorization Form from BOI and return it to BOI. Your deductions will start as soon as possible. Please be aware that you must pay via personal check or money order until the FRS deductions begin.
Coverage Change:
  • Any coverage you elect to cancel cannot be reinstated at a future time.  Your current coverage will automatically roll over unless BOI is notified in writing to change or cancel coverage.
  • Enroll in Medicare Part A and B as soon as you are eligible, as the County’s Group Health Plan will automatically become secondary to Medicare.  Provide BOI with a copy of your Medicare Card showing you are enrolled in Parts A and B.

Dependents
  • Without the required documentation, newly enrolled dependents will be removed from medical, dental, and vision plans and will not be covered for 2024.
  • If you are enrolling new dependents, please provide each dependent's Social Security number and date of birth.  This is now required due to the annual Health Care Reform reporting.
  • The $43.33 monthly surcharge for Over Age Dependents’ medical coverage remains the same. 
Reminder:
  1. County health and pharmacy plans are not Medicare plans.
  2. When Medicare-eligible, the County’s plan will automatically pay as secondary with a reduced premium.  Enroll in Medicare in advance of your Medicare eligibility date and research your Medicare options.
  3. Any coverage canceled by you or for non-payment cannot be reinstated.

IMPORTANT:

The County’s Group Health Plan is not a Medicare plan. We highly recommend researching Medicare options as there may be less expensive and more comprehensive plans. Contact Valery Insurance Agency at
1-800-330-8445 or via email at info@valeryagency.com for assistance before you turn age 65.