Insurance Requirements

​​COVERAGE REQUIREMENTS

Broward County does not provide insurance or make recommendations on which insurance company you may contract with - it is your responsibility to secure the appropriate coverage.

Type of CoverageMinimum CoverageWho it Applies To
General Liability$1,000,000All
Product Liability Food/item vendors
Automobile Liability$500,000
All businesses using vehicles in the operation of duties on park property
Abuse / Molestation$500,000Camp groups (other than day trips)
Workers CompensationStatutory LimitsAll businesses with four or more employees

  • Product liability insurance is not required for tent suppliers or wall/rock climbing attractions. 
  • In addition to minimum general liability insurance, attendants of bounce houses, rock/wall climbing attractions, and amusement apparatus must be at least 18 years old and must be present, alert, and actively monitoring the attraction at all times. 
  • Vendors must provide their own generators. 

CERTIFICATE REQUIREMENTS

  1. Certificate must be signed by the insurance company's authorized representative. 
  2. Certificate Holder must be exactly: Broward County, 950 N.W. 38th St., Oakland Park, FL 33309. 
  3. Broward County must also be named as Additional Insured. 
  4. Business/Organization name and address of the insured must be on certificate and match name on permit/contract/agreement with Broward County.
  5. Producer (insurance agent) name and contact information should be listed.
  6. Insurer(s) affording coverage must have an A.M. Best Rating of at least "A-" with Financial Size Category of at least Class VII and/or have authority from the Florida Office of Insurance Regulation to conduct transactions in Florida.
  7. Brief description of operations and dates if usage will be restricted to a small set of dates.
  8. Thirty (30) days written notice of cancellation is required (except 10 days for nonpayment of premium). 

SUBMITTING CERTIFICATES OF INSURANCE 

  • Nonprofits, Sports Teams, Associations: Email to ParksSafety@Broward.org, including mention of park that will be the site of activity. 
  • Camp Groups: Email to ParksSafety@Broward.org, including mention of park that will be the site of activity.
For additional information on insurance requirements, call the Parks Vendor office at 954.357.8164 or email ParksVendors@Broward.org, or call the Parks Safety office at 954.357.​8172 or email ParksSafety@Broward.org.​​​