In the News

More Than Half of American Public Schoolchildren Now Live in Poverty: Study

Huffington Post/Rebecca Kelin
January 27, 2015

map For the first time, more than half of U.S. public school students live in low-income households, according to a new analysis from the Southern Education Foundation.  Overall, 51 percent of U.S. schoolchildren came from low-income households in 2013, according to the foundation, which analyzed data from National Center for Education Statistics on students eligible for free or reduced-price lunches. Eligibility for free or subsidized lunch for students from low-income households serves as a proxy for gauging poverty, says the foundation, which advocates education equity for students in the South.   More... 


The Community Reinvestment Act (CRA), Bank Performance Evaluations

The 14 largest financial institutions (operating in Broward County) were eval​uated for their CRA performance nationally and in Broward County and were given ratings from Low Satisfactory to Outstanding. The CRA ratings are gathered from CRA Performance Evaluation Reports published as of September 2013 (at which time the study's research was completed) and the ratings and reports are listed on our website​ for easy reference.​


"Owning a Home" a Tool for Prospective Homebuyers


The Consumer Financial Protection Bureau (CFPB) created the online educational portal "Owning a Home" to provide information about the many facets of the home buying process.  Topics include the preliminary stages of buying a home, understanding loan options, comparing interest rates, and closing information, including explanations of all closing documents. 


Renting Versus Buying

map created by RealtyTrac 

RealtyTrac released a study analyzing 2015 U.S. fair market rents and median home prices and concluded that on average, buying a home is more affordable than renting. Broward County ranks number six of the nation’s least affordable rental markets; the standard cost to purchase a home is 24 percent of median household income and 43 percent to rent. Other findings show that in 25 counties which have experienced the highest increase of millennial population (those born between 1977 and 1992) purchasing a home on average is 36 percent of household income and renting is 30 percent. Millennial-popular cities include San Francisco, CA, Okaloosa County, FL and District of Columbia, DC. More…


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