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Children -Photo:  US Dept of Education
Photo:  U.S. Department of Education

Housing’s and Neighborhoods’ Role in Shaping Children’s Future
Evidence Matters/HUDUser
November 20, 2014

Children, minorities, the poor, and people with chronic medical conditions or behavioral health issues are disproportionately affected by living in inadequate housing and neighborhoods. Children are particularly vulnerable to influences from their residential surroundings; the quality of the environment in which young people learn and grow has serious implications for their physical health, behavioral and emotional welfare, school achievement, and economic opportunity, affecting them directly and indirectly through its impact on parents and the significant adults in their lives.  More... 

Bank of America sign
Photo by Mike Mozart
of JeepersMedia

Bank of America Hit with Downgraded Community Reinvestment Act Rating
South Florida Business Journal/Adam O'Daniel
November 14, 2014

Bank of America's reputation suffered another blow this week as its Community Reinvestment Act rating was downgraded to "Satisfactory" from "Outstanding," ending a string of seven consecutive superior ratings.  Once again, Charlotte-based BofA can blame the acquisition of Countrywide Financial and allegations of mortgage improprieties.  Regulators at the Office of the Comptroller of the Currency on Monday released BofA's latest Community Reinvestment Act exam rating and slapped the bank with the downgrade. The rating is a key indicator of the bank's effectiveness in serving low- to moderate-income customers.  More... 

broken piggy bank

United Way: 45 Percent of Florida Households Can't Afford Cost of Living
Tampa Bay Times
November 13, 2014

The 15 percent of Floridians stuck in poverty is bad enough. But the real shocker is the alarming number of Floridians who hold jobs but still cannot meet the basic needs of their households.  A new United Way of Florida report out Tuesday finds a startling 45 percent — or 3.2 million — of all households in this state cannot afford basic housing, child care, food, health care and transportation. In the broader Tampa Bay area alone, that translates to more than 600,000 households in seven counties that are unable to consistently afford the cost of living in Florida. Conditions in those households still lag behind prerecession levels, the "Study on Financial Hardship" report says.  More... 

screenshot of video
Video about the affordable housing challenge

Tackling the World's Affordable Housing Challenge
McKinsey & Company
November 6, 2014

Decent, affordable housing is fundamental to the health and well-being of people and to the smooth functioning of economies. Yet around the world, in developing and advanced economies alike, cities are struggling to meet that need. If current trends in urbanization and income growth persist, by 2025 the number of urban households that live in substandard housing—or are so financially stretched by housing costs that they forego other essentials, such as healthcare—could grow to 440 million, from 330 million. This could mean that the global affordable housing gap would affect one in three urban dwellers, about 1.6 billion people.  More...


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